Baxley's certification [did] maybe not claim he ha[d] private studies you to definitely Wells Fargo [was] brand new manager and you may proprietor of the note. In reality, new degree [did] perhaps not promote one sign how Baxley received this alleged degree. Brand new degree and [did] perhaps not indicate the reason regarding Baxley's alleged studies your affixed financial and you may notice [were] "genuine copies."
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