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10. In the light of the foregoing investigation, we require maybe not address the newest Moreses' 2nd, 3rd, or 4th arguments. not, i observe as to the Moreses' next disagreement, that Moreses' reliance on the cited situation laws to support the signal you to definitely "a loan default must be demonstrated . . . by the admissible research just before realization adjudication was permissible in most Hawaii demo process of law" was missing. These circumstances was distingu