step one. The type of mortgage program you choose. Additional loan software possess additional LTV requirements and you may limitations. 5% LTV. Va funds and you will USDA financing do not have a specific LTV restrict, nevertheless they possess other eligibility criteria that you ought to satisfy.
2. The kind of possessions you get. Some attributes are thought significantly more high-risk than others because of the loan providers and you will ple, investment functions, next house, co