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By , the average rate towards the a predetermined 30-year financi

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The Homeowner Affordability and Stability Plan offers two options for homeowners having difficulty repaying their mortgage: HAMP and HARP. Since you specifically asked about mortgage modification programs, this report focuses on the HAMP program (see OLR Report 2012-R-0023 for additional information on HARP, which helps homeowners who are current on mortgage payments but who cannot get traditional refinancing due to declin

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Scheduling Your home Mortgage Closing