I was thinking immediately subtract regarding bank system?

by best, it does not number in the event the extra is established into the financing or the c/a, it is still principal avoidance when the their in both certainly it. because of the remaining. we wouldnt know how it functions here. (seek advice from their own once again possibly?)condition 2 = semi-flexi has only step one membership. in order for your to reduce your dominating, the bucks Need to credit with the housing financing membership (subject to LO TnC). one fee built to your c/a have nothing in connection with the dominant because these accs commonly linked. therefore, the second administrator is “korek”. =)

In fact to possess scenariio step one= I inquired the brand new manager regarding your antique loan, she told you perhaps not flexi following suggest me best to capture almost every other fully flexi package.

Scen dos= so this is “korek” haha. Your mode almost any additional percentage to financing a/c have a tendency to subtract the primary amte compared to that LO, what about the fresh new T&C reported that we have to give improve observe while making additional payment. although manager explained n’t need since their LO perhaps not up-date, the fresh LO nevertheless in accordance with the old you to, nevertheless the banking system already enhance. How come ? I’m frightened immediately following signing will be sorry for afterwards, all the mth should notice financial giving downpayment .

Have got to revision financial?

.As to the reasons do not eg totally flexi? If any go out make down-payment must up-date lender, we wld as an alternative take completely flexi. Save time.

Read also Hleong islamic zero securing several months, hope you might share with you for individuals who had any futher facts. Thx.

Indeed to have scenariio step 1= I asked the brand new manager regarding the old-fashioned financing, she told you maybe not flexi then indicates me better to simply take almost every other fully flexi bundle.

Scen 2= so this is “korek” haha. You form any kind of even more percentage to help you loan a beneficial/c tend to deduct the primary amte to this LO, what about the latest T&C reported that we have to provide advance see making a lot more payment. although officer said not need as their LO perhaps not update, the new LO however in accordance with the old you to definitely, nevertheless banking system already revise. How come ? I’m scared after finalizing usually be sorry for afterwards, all mth should notice financial to give deposit .

Reached upgrade bank?

.As to installment loans in Nevada why cannot such fully flexi? If any day generate down-payment needs to revise lender, we wld instead simply take fully flexi. Save time.

Heard and Hleong islamic no securing months, promise you can tell you for folks who got any futher information. Thx.

if or not the semi otherwise full flexi, their virtually the exact same thing. imagine from it given that a hands-on auto otherwise car car. highest FC or more-remain fees with the benefits versus much more base run lesser maintaince cost. relatively speaking.

from private perspective, i’ll say wade complete-flexi if you have the most dollars if in case you supposed to help you roll the cash that frequently.

i am not saying entirely yes in the UOB’s pratices, however, you can also be discuss with the new officials what type of see to help make the additional payment? over the counter notice, 1 month find ahead of time an such like.

Really does anyone with this particular mortgage bundle. Pls show particular white to me. My personal priority ‘s the advance/prepayment. Imagine if mthly cost try RM1k, and i also shell out RM1.5k all the mth toward financing a good/c. Do the latest RM500 commonly deduct in the Prominent amt , after that decreasing the attention charges?

One told you”No”, the additional percentage tend to playground about a/c and use as the a good mthly fees when due. Observe should be made available to bank if wanted the other commission getting deduct the main. She indicates me to take up the full flexi mortgage.